My son’s health care crisis
It’s a little bit different than the dilema plaguing many families across the nation right now. My son has too much health care coverage. This is the kind of thing you’d only get from layers of blind bureaucracy.
In a nutshell, my son has been on my health plan since my ex and I split up. No problem there. Recently, she added he husband and his son to her health care plan. Somehow, the paperwork was mixed and my son ended up on her plan too. Except we didn’t know right away. Anyway, she finds out and confirms this at her job and we discuss it. She suggests leaving him on her plan and we agree to do so. Obviously, I agree to remove my son from my plan. Seems simple.
Now, this is the kind of arrangement my ex and I have always been able to follow through on amicably. I’ve paid his health care costs for six years, and she figured it seemed fair that, given the inadvertent mess up by her health insurance carrier, we use the opportunity to have her pick up the costs to even things out. Seems fair. I know full well that health care costs are routine issues in custody disputes, and I am grateful that in this instance it has never been an issue.
Well, it wasn’t so simple. My health insurance provider says I had to make the change by Jan. 31, or I have to wait a year. I get it: That’s the rule. But that there’s no flexibility at all seems, well, bureaucratic. Oh, they are sending me an appeal request form, which will be considered and processed after a month of review.
I suppose the upside is that my son won’t be lacking for health care this year. But it strikes me as unfair that there are kids out there with no health coverage and my son is covered under two plans.